Top tips for getting cosmetic dental work on a budget
by Lillian Dixon
Cosmetic dentistry can correct a range of tooth imperfections, restoring both your smile and your confidence. If you are one a strict budget, however, justifying the cost and finding the money to have a cosmetic dental procedure done can seem impossible. Check out these handy tips to help you get the cosmetic dental work you need on a budget.
Weigh up treatment options
Following a detailed consultation with your dentist, discuss the treatment options available to you that will suitably correct your dental problems without exceeding your budget. Perhaps you can have a chipped tooth filled instead of having the tooth capped. It is important to weigh up the treatment options and consider not only what is the most financially viable option, but also what procedure is most suitable to your long-term dental health.
Consider subsidised community dental
If you receive a government support payment or have a Healthcare Card, you may be eligible for subsidised or free country subsidy dental work. Emergency dental and denture schemes are usually offered for eligible customers, and you may be able to go on a waiting list for restorative cosmetic dental work. To determine your eligibility and for more information on what services are provided, visit the dental services website for your state.
Ask about dental payment plans
Depending on your dentist's patient financing system, you may be able to set up a payment plan that suits your financial situation. Even if your dentist does not provide an in-house payment plan system, they may be able to recommend a reputable third party patient finance organisation that offers either a reduced interest rate or suspended interest if the payments are made on time. Discuss your payment plan options with your dental professional for more information and personalised advice.
Put a savings plan in place
After an initial consultation with your dentist, you will have a better grasp on the projected cost of any cosmetic dental work you need. If you are ineligible for a subsidy or payment plan, don't despair—an effective savings plan can ensure that you will get the cosmetic dental work you need without incurring debt or joining long waiting lists. The Australian government's MoneySmart budget planner is a great way to evaluate your financial position and put a savings plan in place, as are these five free personal financing tools.
Contact your local trusted dental clinic today for individualised advice on getting cosmetic dental work on a limited budget.
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About Me
As a mum, I know how essential sport can be to children's development. Through team sports like soccer, kids learn persistence, sportsmanship and the value of supporting their team members. However, all that learning carries some risk as well, and a stray elbow or a ball to the face can result in oral injuries. I have been the mum rushing to the emergency room with a precious permanent tooth sitting in a cup of milk. Admittedly, at the time, I wasn't even sure if the cup of milk was the right solution. As a parent, you will face those situations, and I'm here to make sure you know what to do when they pop up. With this blog, let's explore children's dentistry and sports injuries together... I want you to have the info you need to stay cool, calm and collected, regardless of how many teeth are on the pitch.